Affiliated Business Agreement Notice

It's okay if you don't know everything about the range of available financing options for your new home. That's why we're here. At Encompass Home Lending, LLC  we are more than a mortgage banker—our professional loan consultants will give you more ways to tailor a mortgage program to fit you and your new home.   We’re ready to help you make your dream a reality.

This is to give you notice that each of the “referring party” selling entities (as more particularly identified in the applicable purchase agreement for each of its respective jurisdictions (collectively,“Selling Entity“) has a business relationship with Encompass Home Lending, LLC. Specifically, the Selling Entity (as defined above), or its affiliate, holds ownership of at least 1% in Encompass Home Lending, LLC. Because of this relationship, this referral may provide Celebration Homes, LLC with a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed (these charges may vary according to the County or area in which the property is located). YOU ARE NOT REQUIRED TO USE ENCOMPASS HOME LENDING, LLC AS A CONDITION FOR PURCHASE OF THE SUBJECT PROPERTY OR THE SETTLEMENT OF YOUR LOAN. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Upon entering into the purchase agreement with the Selling Entity representative you will be provided a written Affiliated Business Arrangement Notice.

If you choose to apply with Encompass Home Lending, LLC, an initial disclosure of all settlement charges will be provided to you within three business days after completed loan application.

*Specific Charges are dependent upon a variety of factors, including state, interest rate, size of oan, amount of down payment and whether the loan is guaranteed or insured under a government Program